Osmanowa O .B
Student 61 group
Social Psychology Department
Zhitomir Ivan Franko State University
Research supervisor: Pavlovska L.D
Professor of Economics and Marketing
Associate Professor
Language tutor: Kuznyetsova A.V
Zhitomir University Ivan Franko State University
Candidate of Philology
Associate Professor
Annotation: The paper deals with theoretical positions in terms of marketing organization of the enterprise. A model of the organization of the marketing activities of the enterprise is considered by means of contextual diagram and chart result.
Keywords: marketing activities, bank marketing, organization, marketing communications.
The aim of the paper is theoretical research of key points of the importance of organization of marketing at modern enterprises and improvement of marketing activities of the enterprise taking into account influence of the external and internal environment.
Bank marketing has a special importance for the manager of the PJSC commercial Bank «Privatbank» while forming current and perspective bank policy. Actually bank marketing is the basis of information subsystem of modern bank management. Bank marketing presupposes the study of accounting processes, that take place at the capital market both in general and in its separate sectors: banking, crediting, and market of equities.
The purpose of bank marketing is to create necessary terms for adaptation to market demands and increase of competitiveness and profitability.
The basic functions of bank marketing are:
– the analysis of on the capital market and its separate segments that present the particular interest for banks;
– the analysis and study of the percent policy of the whole competition environment;
– expansion of bank assets and passives;
– the development of the system of bank activities planning;
– the development of new bank products;
– the organization of customers service.
In the process of realization of marketing activities of PJSC Commercial Bank "Privatbank» a holistic approach to marketing communications is used.
In the process of the research the following communication technologies were used: advertisement, sales promotion, propaganda and personal sales. Special means of communication are peculiar to every enterprise. To find out their special features and to forecast tendencies of approach to marketing communications of PJSC commercial bank «Privatbank», the research of full set of basic means of marketing communications, was conducted.
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Marketing orientation |
Operating orientation |
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1 |
2 |
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At planning innovative ideas are used that result to stiffness of some bank products |
Planning is conducted on the basis of budgets planned on charges principle |
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The competitive programs of bringing in and maintenance of clients are planned |
Business possibilities are brought in confirmation with clearly set current needs |
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Operating possibilities are driven in correspondence with market demands |
Special attention is paid to reduction of expenses and credit losses |
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Creation of new markets for bank products and services |
Sceptical attitude toward marketing aims and for casts of volumes of services |
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Basic investments are done in to technologies to win leadership at the market |
Orientation to the parity of the offered products and services concerning competitors |
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Investments in the long term programs of development, built on the principle of balance of risk and possibilities |
Rate on reduction of risks of active operations, even if it means the postponement of the development programs |
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Advancement of clients expectations about their needs desires |
Establishment of limits of operating possibilities and new design products development |
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Management on the basis of budget built on the investment principle, but not on the principle of expenses control |
Maximization of short-term profit |
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Allocation of resources in accordance with strategic marketing plans |
Emphasize the quantitative description of current activities the available |
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Acceptance of purposeful marketing decisions |
Purposeful use of the available operating potential |
Fig. 1.1 Characteristics of marketing and operating orientation of bank activities
Thus, it is possible to make a conclusion that marketing is the system of views, a function of coordination of different aspects of entrepreneurial activities, set of interrelated elements of business activities and business philosophy The aim of marketing is softening of overproduction crisis, and also, the process of demand and supply balance.
Literature
1. Васильченко З. Structural disproportions in developmentof the banking system of Ukraine // Finances of Ukraine. - 2005. - №9. C.140-151
2. An official web-site Public Joint-Stock Company is Commercial Bank «Privatbank». [Electronic resource] / Access mode: http://privatbank.ua/business/
3. Filipenko T.V. Mergers of and acquisition of companies: national and foreign experience / of T.V.Filipenko//Collectionof sciences. Labours of ДонДУУ: «Regional development isbasis of development of the Ukrainian state»: series"Economy", T. ХІІІ, Вип. 235.
